... don't let coverage lapse because the companies use that as an excuse to jack up the already insane rates.
And health status has nothing to do with it, you WILL get hit with a softball ricocheting off a mustang while you're kayaking, approximately three days after you let coverage lapse. All while a cat sits at Chelsea Piers saying "I HAS YOUR INSURANCE SIRTIFICAT RITE HERE".
--Hilarious e-mail from Ed Costello